Net profit of NIS 1,947 million ($561 million) for the Leumi Group in 2013

• Without the losses of the Israel Corp., the net return on equity reached 9%.

• Total income increased by 5.7% and amounted to NIS 12.9 billion ($3.7 billion).

• The ratio of credit loss expenses was 0.11% - the lowest in the banking system.

• The Bank's workforce decreased by 687 employees, from the beginning of 2012 (when the efficiency program was launched) until the end of 2013.

• Leumi is raising the target of the 3-year efficiency program (2012-2014) to 1,000 employees, and by the end of 2014 the Bank's workforce will decrease by an additional 300 employees.

• For the first time in years, a decrease in salary expenses in 2013.

• Operating and other expenses decreased by 1.8% and amounted to NIS 8,933 million ($2,574 million).