22. Privacy and Use of Customer Information and Details

(a) For purposes of all of the services provided by the Bank or by any party on its behalf, the Bank shall be authorized to collect and process details about the activities of the Bank's customers, in their accounts and/or on their credit cards, customers' use of the various banking services and different platforms available to such customers, including information from customers' activity `on online and digital channels (specifically internet and cellular sites and applications). The customers are and/or will be required to provide to the Bank from time to time personal identification details as well as details, data and additional characteristics about themselves, of which the provision of a portion of such information is required by law (and the provision of other details is provided at will and with the customer's consent and is required in connection with the receipt of various services from the Bank).
(b)  It is possible that additional details about the customers will be collected from other lawful information sources and kept in the Bank's databases, internal or external and/or public, and will be cross-referenced with the Bank's database in order to verify details concerning the customers, for purposes of risk assessment, marketing and other legitimate interests of the Bank.
(c) The information collected about the customers via the different channels and the details provided by the customers from time to time by the customers or regarding the customers to the Bank or collected by it, is required for purposes of fulfilling its obligations at law; in connection with providing services to its customers; making decisions regarding the provision of certain services, the scope and manner of delivery and efficacy, including for purposes of evaluating and classifying credit risk; matching the suitability of banking services with customers' needs and habits, as well as providing updates, offers and benefits, all as required in connection with the purposes above.
(d) The details and data which shall be provided to the Bank, shall be held, wholly or partially, in the Bank's databases, maintained by the Bank or for it in Israel or abroad. The Bank is authorized to provide the above noted information, including information with respect to which there applies a duty of confidentiality and/or a duty of privacy protection, to third parties (including to entities appointed by the Bank Group), in accordance with the law and/or as shall be required for purposes of the Bank complying with the requirements  of the law, including compliance with the provisions of Proper Banking Law of the Supervisor of Banks and in connection with the provision of services.

Section 60.6 of the "General Terms of Operation of an Account" booklet shall be deleted and replaced in its entirety with the following section :

(a) For purposes of all of the services provided by the Bank or by any party on its behalf, the Bank shall be authorized to collect and process details about the activities of the Bank's customers, in their accounts and/or on their credit cards, customers' use of the various banking services and different platforms available to such customers, including information from customers' activity `on online and digital channels (specifically internet and cellular sites and applications). The customers are and/or will be required to provide to the Bank from time to time personal identification details as well as details, data and additional characteristics about themselves, of which the provision of a portion of such information is required by law (and the provision of other details is provided at will and with the customer's consent and is required in connection with the receipt of various services from the Bank).
(b) It is possible that additional details about the customers will be collected from other lawful information sources and kept in the Bank's databases, internal or external and/or public, and will be cross-referenced with the Bank's database in order to verify details concerning the customers, for purposes of risk assessment, marketing and other legitimate interests of the Bank.
(c) The information collected about the customers via the different channels and the details provided by the customers from time to time by the customers or regarding the customers to the Bank or collected by it, is required for purposes of fulfilling its obligations at law; in connection with providing services to its customers; making decisions regarding the provision of certain services, the scope and manner of delivery and efficacy, including for purposes of evaluating and classifying credit risk; matching the suitability of banking services with customers' needs and habits, as well as providing updates, offers and benefits, all as required in connection with the purposes above.
(d) The details and data which shall be provided to the Bank, shall be held, wholly or partially, in the Bank's databases, maintained by the Bank or for it in Israel or abroad. The Bank is authorized to provide the above noted information, including information with respect to which there applies a duty of confidentiality and/or a duty of privacy protection, to third parties (including to entities appointed by the Bank Group), in accordance with the law and/or as shall be required for purposes of the Bank complying with the requirements  of the law, including compliance with the provisions of Proper Banking Law of the Supervisor of Banks and in connection with the provision of services.