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Business Lines

Leumi's Business Lines


Leumi operates through several business lines; each line providing banking and financial services to a particular customer segment. This type of specialization allows the bank's customers to enjoy professional, quality service, and a wide range of products tailored to their needs. In addition, dedicated units provide various services to the Business divisions.



Retail Banking

This business line provides full banking services to private customers and small businesses through some 222 branches located across the country, including branches of the Arab-Israel Bank (as of January 1, 2016, the Arab-Israel Bank merged with Leumi).



Corporate Banking
This business line provides comprehensive financial services to Israel’s largest businesses and multinational corporations, including construction and contracting companies involved in large scale real estate and infrastructure projects. Among others, the Corporate Banking line deals with customers who have structured business operations, global operations or whose business operations are managed through the bank’s overseas subsidiaries.



Commercial Banking
This business line specializes in providing banking and financial services to middle-market companies through 25 commercial branches across the country. The organizational structure of this business line is unique in the Israeli banking system and enables the Bank to provide a comprehensive "one-stop shop" to its clients. Furthermore, commercial banking customers enjoy cutting-edge online banking services, such as the Cash Management portal.



Private Banking
This business line provides customized financial services to private customers, both in Israel and abroad, with a net worth of over NIS 1.5M through 7 dedicated branches and Private Banking centers across Israel. In addition, the business line also handles the financial activities of foreign residents with holdings of over USD $50,000 at Leumi.



International Banking

This business line provides commercial banking services to individuals and to Israeli companies operating in international markets. This includes Leumi USA, Leumi UK, Leumi Romania and Leumi’s representative office in Shanghai, China. 



Capital Markets
This business line offers financial services to institutional customers and foreign banks, manages Leumi’s dealing rooms (Israeli Securities, Foreign Securities, Forex and Derivatives) and provides capital market services to the Bank’s customers.


This business line offers housing loans, collateral loans and loans to purchasing groups through 108 representative offices located throughout the country. Leumi Mortgage offers a full range of services, including mortgage planning, accompanying the customer through the mortgage process and recycling existing loans.



LeumiTech provides comprehensive financial support to Israeli high-tech companies at all stages of their lifecycles. LeumiTech's value proposition meets all the financial needs of tech companies and includes both banking and non-banking financing, unique banking products, a dedicated platform for investment management, a dedicated credit card, access to funds, investors, companies and key players in the industry, both in Israel and abroad. Based in Tel Aviv, LeumiTech also operates in London, New York and Palo Alto.

Digital Banking Division
For the first time in Israel and in accordance with the world's leading banks, Leumi's Digital Banking Division was established at the beginning of 2016. The creation of this business line is a significant step forward in the digital revolution spearheaded by Leumi. The division is responsible for leading and implementing advanced digital innovation, and managing the marketing and Big Data activities across all of the Bank's business lines.